Free online financial calculators can save you money on your next home morgage loan

Your home morgage is one of your largest monthly expenses. When shopping for a new home, knowing how much your morgage payments will cost is an important factor in your planning steps when it comes to applying for a home loan, or refinancing your current home morgage.

Here's a helpful solutions: FreddieMac offers a great web site that features easy-to-use financial calculators, as well as important, credible information on morgages, lending laws, consumer rights and helpful links.

Their free online tools will help you:

  • Know if you should rent or buy your home
  • Estimate tax savings you'll receive
  • Decide exactly how much house you can afford with what you currently earn
  • Compare all the many options you have if you apply for a 15 or a 30 year morgage
  • Show you when it's the right time for you to refinance
  • Reveal all of your expected loan closing costs
  • Know whether a fixed-rate or adjustable-rate morgage is the right loan for you

And there's much more. Check out their web site at:

FreddieMac.com Morgage Calculators.

Another great site for free online morgage calculators is Interest.com. We've found their online tools to be very intuitive, very fast, and very reliable. Their free calculator for interest-only morgage loans has comparisons showing different repayment scenarios, showing you how much your loan will cost over the long haul using various loan repayment terms. Their online tools are uick and easy to use.

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