Frequently Asked Questions: CREDIT REPAIR
Our readers want to know...

"What is the federal law to fix your own credit?"

Consumers in the United States have rights when it comes to repairing their credit files. The federal law that guarantees them this right is called the Fair Credit Reporting Act (abbreviated as "FCRA").

This law allows you to ask for an investigation of information in your file that you dispute as inaccurate or incomplete. There is no charge for this. Everything a credit repair clinic can do for you legally, you can do for yourself at little or no cost.

According to the Fair Credit Reporting Act (FCRA) you can dispute mistakes or outdated items for free.

According to the FTC, under the FCRA, both the consumer reporting company and the information provider (that is, the person, company, or organization that provides information about you to a consumer reporting company) are responsible for correcting inaccurate or incomplete information in your report.

You can contact the consumer reporting company and the appropriate information provider to take advantage of all your rights under this law.

You can also find the answers to how to fix your credit report here at FindHow2.com! To learn more about how to dispute errors or outdated information you find in your credit report, or to learn how to fix your own credit, check out our free "Repair Credit" guide.

New Question: "How do I dispute errors in my credit report?"

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